Terms of Service

Last Updated: March 6, 2025

Welcome to Own. App!

Own. App is a first of its kind mobile application that allows users across both iOS and Android operating systems to securely, seamlessly, and efficiently share contact information, social media pages and content with one another while maintaining ownership and control of their data.

Please read on to learn the rules and restrictions that govern your use of our website and application (collectively, the “Website”), and products, services, and Content (together with the Website, the “Service”). If you have any questions, comments, or concerns regarding these Terms of Use (together with the Privacy Documents (as defined below) and the DMCA Policy (as defined below) the “Terms”), please contact us at support@iown.app.

These Terms are a binding contract between you and NEMO ENTERPRISES INC. (“Own. App,” “we”, “us”, and “our”). BY USING THE SERVICE FOR ANY PURPOSE, WITH OR WITHOUT AN ACCOUNT (AS DEFINED BELOW) AND FROM ANY DEVICE AND LOCATION, YOU REPRESENT THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS; YOU MEET THE ELIGIBILITY REQUIREMENTS DESCRIBED BELOW; AND YOU ACCEPT AND AGREE TO BE BOUND BY THESE TERMS AS THEY APPEAR ON EACH RESPECTIVE DATE THAT YOU USE THE SERVICE. IF YOU DO NOT AGREE TO ALL OF THE ABOVE, YOU MAY NOT USE OR ACCESS THE SERVICE IN ANY MANNER.

ARBITRATION NOTICE AND CLASS ACTION WAIVER: YOU AGREE THAT DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

1. Who May Use the Service

Age Requirement. The Service is not intended for persons under 16 years of age. You must be at least 18 years of age, or between 16 and 18 years of age with parental consent, to use the Service. No one under the age of 16, or under the age of 18 without parental consent, may use the Service or otherwise provide any information to or on the Service. Own. App does not knowingly collect information from children under 16 or allow them to create an Account. If you are under the age of 16, or under the age of 18 without parental consent, do not use or provide any information on the Service. If we learn that we have inadvertently collected or received personal information from a person under the age of 16, or any unauthorized minor under 18 years of age, we will delete that information from our records. If you believe we might have any information from or about a person under 16, or any unauthorized minor under 18 years of age, please contact us at support@iown.app.
Note to Parents and Guardians. Because it is difficult for us to verify a person’s age online, it is entirely YOUR responsibility to supervise your child’s online activities at all times. Parental control tools like filtering software and hardware are commercially available to help you limit a child’s access to potentially harmful material on the Internet. If you discover that your child or any other minor has obtained an Account on the Service without a parent or guardian approval, please contact us immediately via email at support@iown.app.
No Criminal Record. By using the Service, you represent to us that you have never been convicted of a felony and have never been required to or are not currently registered as a sex offender with any government entity.
No Commercial Use. You will only use the Service for your own internal, personal, non-commercial use (except as set forth in these Terms), and not on behalf of, or for the benefit of, any third party, and only in a manner that complies with all laws that apply to you. If your use of the Service is prohibited by any laws applicable to you, then you are not authorized to use the Service.

2. Location

The Service is provided to and accessed by users solely at our business location in Delaware, United States (the “Business Location”). You agree that, by accessing and using the Service, or any part thereof, you are choosing of your own volition to accept to be bound by these Terms, and that you are availing yourself of the Service at the Business Location. NEMO makes no representations or warranties that the Service is appropriate or available for users accessing the Service at the Business Location from any location outside of the United States. BEFORE YOU ATTEMPT TO ACCESS THE WEBSITE FROM ANY LOCATION OUTSIDE THE UNITED STATES, BE AWARE THAT THE WEBSITE MAY CONTAIN CONTENT OR LINKS TO PRODUCTS AND SERVICES THAT ARE NOT AVAILABLE, OR THAT ARE PROHIBITED, IN THAT LOCATION OUTSIDE OF THE UNITED STATES; AND THAT YOU THEREFORE ACCESS THE SERVICE SOLELY AT YOUR OWN RISK.

3. Changes to the Terms

We reserve the right to modify, amend, or otherwise change these Terms at any time and at our sole discretion. Such changes to the Terms will take effect as of the “Last updated” date stated at the beginning of these Terms. If you do not agree with the new Terms, you are free to reject them; unfortunately, that means you will no longer be able to use the Service. If you use the Service in any way after a change to the Terms is effective, that means you agree to all of the changes.

4. Privacy and Personal Information

Own. App takes the privacy and security of its users seriously. We collect and process personal information as described in our Privacy Policy, and use cookies and similar technologies as described in our Cookie Policy (collectively, the “Privacy Documents”). By using our Service, you acknowledge that you have read and understood these policies and agree to the collection, use, and sharing of your information as described therein.

5. Account Creation and Use

Account Registration. To access the full features of the Service, you will need to create a user account (an “Account”). To create an Account with Own. App, you must:

Download the Own. App mobile application from the Apple App Store or Google Play Store;
Provide a valid email address that you own and control;
Create a secure password that meets our minimum security requirements;
Verify your email address through our verification process;
Provide any additional information required during the registration process.

You may also choose to register using your Google or Apple account credentials through our Third Party Account (as defined below) integration.

You represent and warrant that all information provided during Account creation is accurate, current, and complete, and you agree to update such information as necessary to keep it accurate. You may not create more than one Account or create an Account for anyone other than yourself without express permission.

Account Limitations. You may not have more than one Account or profile, nor may you apply to open an alternative account if your Account is suspended, restricted, or terminated for any reason. You may not transfer your account to anyone else without our prior written permission.
Account Security and Responsibility. You are solely responsible for maintaining the confidentiality of your Account password and for any activity that occurs under your Account. You agree to: (a) safeguard your login credentials, (b) supervise and take responsibility for any use of your Account, (c) immediately notify us of any unauthorized use, and (d) report lost or stolen Accounts to support@iown.app.
Third Party Accounts. You may be able to access certain parts or features of the Service by using your account credentials from other services (each, a “Third Party Account”), such as those offered by Google and Apple. By connecting your Own. App Account with a Third Party Account, you authorize us to access and use information from that Third Party Account as permitted by the third party provider and your privacy settings. Your use of Third Party Accounts is governed solely by your agreements with those providers, not Own. App. We are not responsible for the availability, accuracy, security, or privacy practices of Third Party Accounts, nor for any loss or damage arising from your use of them. If your Third Party Account becomes unavailable or your access is terminated, certain features of our Service may no longer be available to you. You are responsible for managing your Third Party Account privacy settings and understanding how they affect information shared with us.

6. Messaging

As part of the Service, you may receive communications related to the Service, including messages that Own. App sends you (for example, via email or SMS) in order to verify your Account and enhance your experience. By creating an Account, you expressly consent to receive such communications from us, including but not limited to:

Account-related notifications: Such as Account verification, security alerts, and important updates about your Account;
Platform notifications: Including social interactions, content updates, and community activities;
Service notifications: Including technical updates, support communications, and important service announcements;
Marketing communications (where permitted by law): Such as updates about our Service, features, and promotions.

You can manage your notification preferences through your Account settings. While you can opt out of marketing communications at any time, you cannot opt out of receiving certain service-related communications that are essential to your use of the Service.

7. Content

Definition of Content. “Content” here means any information available on or transmitted through the Website, including, without limitation, the following: data, text, tags, script, posts, messages, comments, questions, slogans, newsletters, descriptions, pricing, tables, statistics, rankings, ratings, reviews, lists, maps, spreadsheets, models, pictures, photographs, presentations, drawings, graphics, logos, designs, brands, images, buttons, icons, widgets, interfaces, applications, application programming interfaces, software, source code, object code, digital files, compilations, compositions, sounds, sound recordings, audio clips, music, jingles, spoken word, performances, speeches, audio-visual works, interactive works, games, video games, movies, films, shows, videos, video clips, commercials, infomercials, advertisements, and all other materials, features and functions available on or through the Website, or any other content through the Website.
You are Responsible for Your Content. You are solely responsible for the Content that you post, upload, publish, link to, transmit, record, display or otherwise make available (hereinafter, “Post”) on the Service or transmit to other users whether publicly or privately Posted. ’You represent that all Content that you Post is in compliance with all applicable laws, rules and regulations.
Ownership and License of Your Content. As between you and us, you legally own everything you create and post on our Service. To help our Service work properly and allow others to interact with your content, we need certain rights to use your Content as described below. With respect to your name, profile information, biography, photograph, and likeness, and your original or proprietary Content that you create and Post on the Service (the “User Content”), you will retain all rights, title, and ownership interests to that Content. If you or Own. App modify/ies or delete/s your Content, you understand that prior versions of such modified or deleted Content will continue to be licensed to, and used by, Own. App in such earlier form, and may persist in backup copies for a reasonable period of time or may remain with users who have previously accessed and downloaded such prior versions of your modified or deleted Content. You acknowledge that we may choose to use and reuse the Content in any way, with or without attribution, and at our sole discretion.
Ownership of Service Content. Except for User Content, Own. App and/or its licensors own and retain all right, title, and interest in and to all Content available on or through the Service, including without limitation all intellectual property rights therein. Nothing in these Terms transfers any rights to you or grants you any licenses to such Content except for the limited right to use the Service in accordance with these Terms. All rights not expressly granted herein are reserved by Own. App and its licensors.
License.
You hereby grant Own. App a worldwide, perpetual, non-exclusive, sublicensable, transferrable and royalty-free license to your User Content as soon as it is first uploaded to or created on the Service, solely for the purpose of providing the Service and displaying your User Content on the Website.
You also hereby grant each user of the Service a non-exclusive, perpetual license to access the Content you Post through the Service, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform Content, including after your termination of your Account or the Service. You represent and warrant that you have all rights to grant such licenses to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, trademarks, contract rights, or any other intellectual property or proprietary rights. We do not endorse or take responsibility for any User Content on our Website. We make no guarantees regarding accuracy, quality, or legality of User Content and disclaim all liability related to such content.
We may modify, adapt, or create derivative works from your Content in order to transmit, display or distribute it over computer networks and in various media and/or make changes to your Content as are necessary to conform and adapt that Content to any requirements or limitations of any networks, devices, services or media.
Monitoring and Takedown of Your Content. You understand and agree that Own. App may, but is not obligated to, monitor or review any Content Posted on the Service. Own. App may also delete any Content, in whole or in part, that in the sole judgment of Own. App violates these Terms or may harm the reputation of the Service or Own. App.
Other Users’ Content; Conduct of Other Users. Please use caution and common sense when using other users’ Content you may find on the Service. It is possible that you may be of the opinion that Content originating from other users on the Service is offensive, harmful, inaccurate, or deceptive to you. You use the Service at your own risk and you will not hold us liable in any manner for Content provided by other users. Own. App is not responsible for your conduct or the conduct of any other user of the Service. In no event will Own. App, our affiliates, partners, or agents be liable (directly or indirectly) for any losses or damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the use of the Service including, without limitation, death, bodily injury, emotional distress, and/or any other damages. If any dispute arises between users of the Service, or between users and third parties, Own. App has no obligation to intervene or become involved. In the event of any dispute with other users, you hereby release Own. App and its directors, officers, employees, agents, and successors from all claims, demands, and damages (whether known or unknown, suspected or unsuspected, disclosed or undisclosed) arising from or relating to such disputes and/or your use of the Service. You expressly waive any rights under California Civil Code Section 1542 and any similar laws, which provide that: ‘A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.
Background Checks. YOU ARE SOLELY RESPONSIBLE FOR YOUR INTERACTIONS WITH OTHER USERS. YOU UNDERSTAND THAT OWN. APP CURRENTLY DOES NOT CONDUCT CRIMINAL BACKGROUND CHECKS OR SCREENINGS ON ITS USERS, BUT THAT IT RESERVES THE RIGHT TO DO SO AT ANY TIME. OWN. APP ALSO DOES NOT INQUIRE INTO THE BACKGROUNDS OF ALL OF ITS USERS OR ATTEMPT TO VERIFY THE STATEMENTS OF ITS USERS. OWN.APP MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONDUCT OF USERS OR THEIR COMPATIBILITY WITH ANY CURRENT OR FUTURE USERS. OWN. APP RESERVES THE RIGHT TO CONDUCT ANY CRIMINAL BACKGROUND CHECK OR OTHER SCREENINGS (SUCH AS SEX OFFENDER REGISTER SEARCHES), AT ANY TIME AND USING AVAILABLE PUBLIC RECORDS.
Content of Own. App or Our Affiliates. We reserve the right to change or remove all Content from the Website for any reason and without notice to you. You may NOT reproduce Content found on the Website (except for Content that you Post) in other websites or platforms without obtaining our prior written consent.

8. Restrictions

Restrictions on Your Use of the Service. You agree that you will NOT use the Service, or any portion(s) thereof or Content found therein, in any way that is not expressly permitted by these Terms or in any way that violates governing law or any other applicable local, state, national and international laws and regulations of your residence and location; and that if you do, we reserve the right to terminate your access to and use of the Service, and you may be subject to liability. Specifically, and unless otherwise we expressly authorize in writing, you represent, warrant, and agree that you will not:

use the Service in a way that violates any law or infringes the rights of any person;
use the Service or any of its contents for any commercial purpose (other than as set forth in these Terms), including but not limited to, selling access to the Service or its contents, gaining advertising or subscription revenues, or collecting, data-mining, or harvesting personally identifiable information, including Account names or email addresses for your profit;
act as an agent, affiliate, or representative of Own. App or the Service;
suggest or imply that Own. App or the Service has any relationship or affiliation with any other company or services, or that Own. App endorses, sponsors, or recommends the contents, products or services on any website, webpage, or other platform;
modify, translate, adapt, edit, transform, or otherwise create derivative works of or from any part of the Service or contents you find therein;
circumvent, hack, disable, decompile, reverse-engineer, DDOS attack, password sniff, inject malicious code into, or interfere in any way with security-related features, robot-exclusion headers, technical measures, algorithms, source code, or digital rights management tools that restrict or limit use or copying of the Service or any contents therein;
impose, in our opinion, an unreasonable or disproportionately large burden on our infrastructure;
deep-link to any portion of the Service for any purpose;
frame, mirror, or otherwise incorporate any part of the Service into any other mobile smartphone applications, website, webpage, product, or service without Own. App’s express written permission; and
post, publish, or transmit any one or more of the following on the Service: i) virus, Trojan horse, worm, malware, or other malicious code; ii) robot, spider, scraper, crawler, avatar, offline reader, intelligent agent, or other automated means or any manual process for any purpose; iii) junk-mail, chain letter, phishing message, mass mailing, or SPAM; iv) illegal, infringing, pirated, or plagiarized content; v) vulgar, obscene, sexual, erotic, pornographic, or otherwise inappropriate content; vi) racially, ethnically, or otherwise discriminatory language; vii) defamatory, false, fraudulent, or otherwise untruthful language; viii) harassing, intimidating, stalking, hateful, abusive, threatening, or offensive language; ix) online vandalism; x) impersonation or identity theft of another person; xi) false or knowingly misspelled names; xii) invasion of another person’s privacy rights; xiii) political campaigning; (xiv) any material that infringes or violates another person’s rights (including intellectual property rights, and rights of privacy and publicity); or (xv) profane material.

9. Changes to the Service

We are always trying to improve our Service, so it may change over time. We may suspend or discontinue any part of the Service, or we may introduce new features or impose limits on certain features or restrict access to parts or all of the Service. We reserve the right to remove any Content from the Service at any time, for any reason (including, but not limited to, if someone alleges you contributed that Content in violation of these Terms), in our sole discretion, and without notice.

10. Fees and Payments

The Service is currently free of charge, but may require payment of fees in the future. We will notify you before implementing any fees for features you currently use. Your continued use of such features after the fee implementation constitutes acceptance of the charges. Standard data and message rates may apply when using the Service. You are solely responsible for any charges from your wireless carrier or other service providers.

11. Creator Monetization

Own. App offers various monetization opportunities for creators, including direct fan support, subscription-based content, sponsored content opportunities, content licensing, and community support features. We may take a platform fee or revenue share from monetization activities. All payments are processed through our authorized payment processors, and you are responsible for applicable taxes on your earnings. Minimum payout thresholds may apply, and we may withhold payments for suspected fraudulent activity. To participate in monetization, your Account must be in good standing and comply with our content guidelines and applicable laws. You must properly disclose sponsored content and have necessary rights to monetize your Content. We reserve the right to modify, suspend, or terminate any monetization feature at any time, adjust revenue sharing rates with notice, and remove content from monetization if it violates our terms. All payments are subject to verification and fraud prevention measures. Specific terms, conditions, and revenue sharing rates for each monetization feature will be provided when you activate the feature. These feature-specific terms may include additional requirements, restrictions, and details about revenue sharing, payment processing, and payout schedules.

12. Referrals

Own. App may offer rewards or incentives for referring new users to the Service. Current referral offers can be found at https://www.iown.app/ or on the Own. App mobile application. A user making a referral (“Referrer”) may only refer individuals or entities who are not current Own. App customers or registered users (“Referee”). Unless otherwise specified, there is no limit to the number of referrals or cumulative rewards a Referrer may receive. Referrers will receive the stated reward when their Referee completes the required action specified in the offer (such as Account creation or purchase). Each Referee must be a first-time recipient; multiple referrals to the same individual or entity will not qualify. Own. App reserves the right to modify or terminate any special offers at any time and to revoke offers from either Referrer or Referee at our discretion. If Own. App determines that either party is attempting to abuse the referral system or gain unfair advantage, we may revoke any issued rewards or incentives and charge back any rewards or incentives used prior to revocation, including those issued to ineligible participants. All special offers are subject to additional terms, conditions, and restrictions as presented with the specific offer.

13. Payment Terms and Tax Requirements

All payments from Own. App to you, whether from creator monetization, referrals, or any other source, are subject to these payment terms. We are not obligated to make any payments until you have provided all requested information and documentation in an accurate and complete manner. This may include tax identification information, completed tax forms, and any other information we reasonably request for compliance with applicable laws, including tax reporting and know-your-customer requirements. We may require social security numbers, tax identification numbers, or other verification documentation before processing any payments.
For U.S. persons, if you earn $600 or more (or such other amount as may be required by applicable law) in a calendar year from any combination of activities on our platform, we will require you to submit a Form W-9 or other appropriate tax documentation before processing payment. This threshold may be adjusted annually according to IRS requirements. We will report your earnings as required by law, which may include filing Form 1099 or other applicable tax forms. We reserve the right to withhold payments pending receipt of required documentation or information.

14. In-App Purchases

Through our mobile applications, you may purchase (“In-App Purchase”) certain goods or features designed to enhance the performance of the Service. When you make an In-App Purchase, you are doing so through either the Apple iTunes service or the Google Play service and you are agreeing to their respective Terms and Conditions, available at http://www.apple.com/legal/internet-services/itunes/us/terms.html and http://play.google.com/intl/en_us/about/play-terms.html. Own. App is not a party to any In-App Purchase.

15. Termination

You may terminate your Account at any time by selecting ‘Delete Account’ in your Account settings or by contacting us at support@iown.app. Please review our Privacy Policy and the licenses described above to understand how we handle your information after Account termination. Own. App reserves the right to terminate or suspend your access to the Service or your Account at our discretion for any reason, including breach of these Terms. Own. App has sole discretion to determine whether you have violated any of these Terms. Please note that Account termination may result in the destruction of any Content associated with your Account. Certain provisions of these Terms will survive termination by their nature, including but not limited to: any payment or indemnification obligations, liability limitations, intellectual property provisions, and dispute resolution terms, including the arbitration agreement.

16. iOS Application Terms

Use of the Service is governed by these Terms. If the Service that you use includes a mobile application that you download, access and/or use and that runs on Apple’s iOS operating system (the “Application”), you acknowledge and agree that:

Both you and Own. App acknowledge that the Terms are concluded between you and Own. App only, and not with Apple, and that Apple is not responsible for the Application or the Content;
The Application is licensed to you on a limited, non-exclusive, non-transferrable, non-sub-licensable basis, solely to be used in connection with the Service for your private, personal, non-commercial use, subject to all the terms and conditions of these Terms as they are applicable to the Service;
You will only use the Application in connection with an Apple device that you own or control;
You acknowledge and agree that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Application;
In the event of any failure of the Application to conform to any applicable warranty, including those implied by law, you may notify Apple of such failure; upon notification, Apple’s sole warranty obligation to you will be to refund to you the purchase price, if any, of the Application;
You acknowledge and agree that Own. App, and not Apple, is responsible for addressing any claims you or any third party may have in relation to the Application;
You acknowledge and agree that, in the event of any third-party claim that the Application or your possession and use of the Application infringes that third party’s intellectual property rights, Own. App, and not Apple, will be responsible for the investigation, defense, settlement and discharge of any such infringement claim;
You represent and warrant that you are not located in a country subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country, and that you are not listed on any U.S. Government list of prohibited or restricted parties;
Both you and Own. App acknowledge and agree that, in your use of the Application, you will comply with any applicable third-party terms of agreement which may affect or be affected by such use; and
Both you and Own. App acknowledge and agree that Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms, and that upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as the third-party beneficiary hereof.

17. Unsolicited Idea Submissions.

Unsolicited Ideas. While Own. App values your feedback on its Service, we do not accept or consider unsolicited creative ideas, suggestions, artwork, or materials (“Unsolicited Ideas”). Please do not send any Unsolicited Ideas to Own. App or its employees/contractors, as this policy helps avoid potential misunderstandings when our products or services might seem similar to submitted ideas.
Rights to Unsolicited Ideas. If you submit Unsolicited Ideas to Own. App or its employees/contractors, you grant Own. App and its designees a worldwide, perpetual, irrevocable, sublicensable, transferable, assignable, and royalty-free right to use, reproduce, distribute, create derivative works of, publicly perform, display, and digitally perform your Unsolicited Ideas, including all copyrights, trademarks, trade secrets, patents, and other intellectual property rights, in any media now known or later created, for any purpose, without compensation or attribution to you. You also waive any claim that Own. App’s use of your Unsolicited Ideas violates your rights, including moral rights, privacy rights, publicity rights, proprietary rights, or rights to credit.

18. Links

Third Party Links on the Website. The Website may contain links and advertisements to other websites, webpages, apps, services, products, content platforms operated by other parties, and other resources (the “Third Party Websites”). The Third Party Websites are not under Own. App’s control, and Own. App is not responsible for their content or availability. Your use of these Third Party Websites is at your own risk. Own. App does not endorse and is not responsible or liable for any information, content, advertising, products, or other material on such Third Party Websites. Own. App disclaims all liability with regard to your access to and use of such Third Party Websites. You acknowledge and agree that Own. App will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by use of or reliance on any content, goods, or services available through such websites. Products and services offered through third-party linked sites are provided through independent vendors, and you agree to look solely to such vendors, not Own. App, for any related issues. Own. App shall not be responsible for any loss incurred from such dealings or from the presence of third parties on our Website.
Links to the Website. Unless we provide you with written consent giving you broader rights to link or advertise the Service on Third Party Websites, you may only link or hyperlink to the Service elsewhere on the Internet and World Wide Web for non-commercial purposes. In doing so, you may NOT use any of our trademarks or trade names except in a plainly descriptive manner.

You may link to the Service only in compliance with these Terms, and only in the following instances:

The link does not reproduce the Content, totally or partially, in any way;
The link does not contain false, inaccurate or incorrect statements about Own. App or the Service, in particular, statements that imply that Own. App in any way authorizes or approves the provision of the link, or the products or services of the third-party where the link is provided;
The look and feel of all Content that accompanies the link or is on the same page as the link (for example, the entire article in which the link appears, even if it is not all on the same page as the link) shall not otherwise be of a nature that may damage or dilute the goodwill associated with Own. App’s name, reputation or any of its trademarks, trade names or service marks, as determined by Own. App in its sole discretion; and,
The third-party websites or resources where you link the Service do not contain or promote illicit, illegal, vulgar, obscene, sexual, erotic, pornographic, degrading, or otherwise inappropriate Content, or racially, ethnically, or otherwise inappropriately discriminatory language as determined by us in our sole discretion.

We may revoke our consent to a link at any time, without prior notice. If we notify you that you may no longer link to the Service, or to a page or document, you must promptly (and, in any event, within three business days) remove all affected links from your website.

Social Networks. The Service may include features that operate in conjunction with certain third-party social networking sites or Apps that you visit, including the use of such features to log into your Account on the Website (“Social Network Features”). While your use of the Social Network Features is governed by these Terms, your access and use of third-party social networking sites and the services provided through those sites is governed by the terms of service and other agreements posted on those third-party sites. It is impossible for Own. App to determine in each case whether your use of the Social Network Features would cause you to violate or breach the terms of service and/or other agreements posted on those third-party sites. You understand and acknowledge that your actions in association with your use of the Social Network Features may possibly cause you to violate or breach the terms of service and other agreements posted on those third-party sites which could result in the termination of your Account and ability to access those third-party sites and, in some cases, could give rise to the possibility of liability for damages. You agree that you alone are responsible for your use of any Social Network Features and that Own. App will not be liable to you or anyone else for your violation or breach of any terms of service or other agreement of any third-party sites, App or service that may result from your use of such Social Network Features.
Content Sharing and Third Party Interactions. If you share information from the Service with others through your Third Party Accounts, such as your social networks, you authorize Own. App to share that information with the applicable Third Party Account provider. Please review the policies of any Third Party Account providers you share information with or through for additional information about how they may use your information. If you redistribute Content, you must be able to edit or delete any Content you redistribute, and you must edit or delete it promptly upon our request. Any interactions, transactions, agreements, or dealings you have with organizations or individuals through the Service, including payments, delivery of goods or services, and any associated terms or warranties, are strictly between you and those third parties. We encourage you to conduct appropriate due diligence before engaging in any transaction with third parties. You acknowledge and agree that Own. App is not responsible or liable for any losses, damages, or negative outcomes resulting from these interactions, whether they occur online or offline.

19. Child Safety and Protection

Zero Tolerance for Child Exploitation. We maintain a zero-tolerance policy regarding Child Sexual Abuse and Exploitation (CSAE) and Child Sexual Abuse Material (CSAM). Any content, activity, or behavior that exploits, sexualizes, or endangers minors is strictly prohibited and will result in immediate account termination and reporting to relevant authorities. If we identify any content exploiting minors on our platform, we will proactively cooperate with law enforcement authorities to the fullest extent permitted by law to assist in identifying responsible parties and supporting appropriate legal action.
Prohibited Content and Activities. Users are strictly prohibited from: (a) Creating, sharing, distributing, or storing CSAM or CSAE content in any form; (b) Engaging in any activity that sexualizes, exploits, or endangers minors; (c) Grooming or attempting to establish inappropriate relationships with minors; (d) Sharing or requesting personal information about minors.
Reporting Mechanism. To report CSAM, CSAE, or any concerns regarding child safety, please email support@iown.app. All reports are treated with utmost priority and confidentiality.
Our Commitment to Action. Upon receiving reports or discovering CSAM/CSAE content, we will: (a) Immediately remove the reported content; (b) Preserve relevant evidence as required by law; (c) Report confirmed CSAM to the National Center for Missing and Exploited Children (NCMEC) and/or relevant regional authorities; (d) Cooperate fully with law enforcement investigations; (e) Terminate accounts involved in such activities.
Child Safety Point of Contact. Our designated Child Safety team can be reached at support@iown.app.
Legal Compliance. We comply with all applicable child safety laws and regulations, including: (a) Mandatory reporting requirements; (b) Content removal obligations; (c) Data preservation requirements; (d) Age verification standards where applicable.

20. DMCA Notice.

Own. App complies with the Digital Millennium Copyright Act (DMCA). For information about our copyright compliance procedures and how to submit a takedown notice, please see our DMCA Policy at www.iown.app/dmca. We may terminate Accounts of users who infringe copyrights.

21. Disclaimer of Warranties

The Service is provided on an “AS IS” and “AS AVAILABLE” basis for your use, without warranties of any kind, either express or implied, including without limitation the warranties of merchantability, fitness for a particular purpose, title, non-infringement, and those arising from course of dealing or usage of trade. Own. App makes no warranty as to the accuracy, completeness, timeliness, security, availability, integrity, or reliability of any Content available through, or the performance of, the Website or the Service. You are responsible for verifying any information before relying on it. Use of the Website and/or the Service is at your sole risk. Own. App does not warrant that you will be able to access or use the Website and/or Service (i) at the times or locations of your choosing; (ii) that the Website or the Service will be uninterrupted or error-free; (iii) that defects will be corrected; or (iv) that the Website or the Service are free of viruses or other harmful components. Because some states or jurisdictions do not allow the disclaimer of implied warranties, the foregoing disclaimer may not apply to you.

22. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL OWN. APP, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO YOUR USE OF THE SERVICES. THIS INCLUDES, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, REVENUE, DATA, GOODWILL, BUSINESS INTERRUPTION, OR COMPUTER MALFUNCTION, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OWN. APP’S TOTAL LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICES SHALL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED DOLLARS ($100) OR (B) THE AMOUNT YOU HAVE PAID TO OWN. APP FOR THE SERVICES IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

THESE LIMITATIONS SHALL APPLY TO ANY THEORY OF LIABILITY, WHETHER BASED ON WARRANTY, CONTRACT, STATUTE, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF ANY SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

23. Indemnification

You agree to defend, indemnify, reimburse, and hold harmless Own. App as well as its shareholders, officers, employees, agents, advisors, subsidiaries, affiliates, assignors and licensors from and against any and all claims, causes of action, actions, demands, liabilities, damages, losses, fines, penalties, costs and expenses of any kind, and settlements including without limitation, attorney, paralegal, expert witness, investigation, and accounting fees, arising out of, relating to or in connection with: (i) your use (or misuse) of and access to the Service, (ii) your breach of any provision in these Terms, (iii) any of your representations or warranties made herein, (iv) your violation of any applicable law, rule or regulation, or rights of any third party, (v) any claim that any information that you provide to Own. App in connection with the Service, including the Content you Post, caused damage to, infringed upon, misappropriated or otherwise violated the rights of any third party, including infringement, misappropriation or other violation of third-party intellectual property rights, or violation of any right of privacy or publicity; and/or (vi) any dispute that you have with any third party relating to or in connection with the Service. We will have the option to assume the exclusive defense and control of any action to which Own. App is named a party, and you agree to cooperate with us in asserting any available defenses we find appropriate. NOTHING STATED IN THESE Terms SHALL BE DEEMED TO EXCLUDE OR LIMIT YOUR LIABILITY IN RESPECT OF ANY INDEMNITY GIVEN BY YOU UNDER THESE TERMS.

24. Governing Law; Jurisdiction

These Terms and any and all claims, disputes or other legal proceedings by or between you and us, including but not limited to any claims or disputes that are in any way related to or arising out of these Terms or your use of or access to the Service, shall be governed by and construed in accordance with U.S. federal law and the laws of Delaware, without regard to any principles of conflicts of law. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded. You and Own. App agree that any cause of action arising out of or related to the Website or Service must commence within 1 year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

25. Arbitration

ALL DISPUTES ARISING OUT OF OR RELATED TO THESE TERMS OR ANY ASPECT OF THE RELATIONSHIP BETWEEN YOU AND Own. App, WHETHER BASED IN CONTRACT, TORT, STATUTE, FRAUD, MISREPRESENTATION OR ANY OTHER LEGAL THEORY, WILL BE RESOLVED THROUGH FINAL AND BINDING ARBITRATION BEFORE A NEUTRAL ARBITRATOR. YOU AGREE THAT ANY ARBITRATION UNDER THIS AGREEMENT WILL TAKE PLACE ON AN INDIVIDUAL BASIS; CLASS ARBITRATIONS AND CLASS ACTIONS ARE NOT PERMITTED AND YOU ARE AGREEING TO GIVE UP THE ABILITY TO PARTICIPATE IN A CLASS ACTION. The arbitration will be administered by the American Arbitration Association under its Consumer Arbitration Rules (currently available at http://www.adr.org/sites/default/files/Consumer_Rules_Web_0.pdf). The arbitrator will conduct hearings, if any, by teleconference or videoconference, rather than by personal appearances, unless the arbitrator determines upon request by you or by us that an in-person hearing is appropriate. Any in-person appearances will be held in Travis County, Texas, United States, unless you and Own. App otherwise agree in writing. The arbitrator’s decision will follow the terms of this Agreement and will be final and binding.

26. Irreparable Harm

Notwithstanding Section 25, you acknowledge that unauthorized use of the Service or other breach of these Terms could result in immediate and irremediable damage to Own. App, and that money damages alone would be inadequate to compensate Own. App. Therefore, in the event of your breach or threatened breach of any provision of these Terms, Own. App may, in addition to all other remedies, immediately obtain and enforce injunctive relief prohibiting the breach or compelling specific performance, without the need to post a bond.

27. General Provisions

Attorneys’ Fees. In the event any litigation or arbitration is brought by either party in connection with these Terms, the prevailing party will be entitled to recover from the other party all the reasonable costs, attorneys’ fees and other expenses incurred by such prevailing party in the litigation or arbitration.
Terms Revisions. These Terms may only be revised in a writing signed by Own. App, or published by Own. App on the Website.
No Partnership. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Own. App as a result of these Terms or your use of the Service.
Assignment. Own. App may assign these Terms, in whole or in part, to any person or entity at any time with or without your consent. You may not assign these Terms without Own. App’s prior written consent, and any unauthorized assignment by you will be null and void.
Entire Agreement. These Terms, including documents expressly incorporated by reference, constitutes the entire agreement between you and us with respect to the Website and/or Service and supersedes all prior or contemporaneous communications, whether electronic, oral or written, between you and us with respect to the Website and/or Service.
Severability. If any part of these Terms is determined to be invalid or unenforceable, then that portion will be severed, and the remainder of these Terms will be given full force and effect.
No Waiver. Our failure to enforce any provision of these Terms will in no way be construed to be a present or future waiver of such provision, nor in any way affect the right of any party to enforce each and every such provision thereafter. The express waiver by us of any provision, condition or requirement of these Terms will not constitute a waiver of any future obligation to comply with such provision, condition or requirement.
Notices. All notices we are required to give you may be delivered electronically by email or through the Website. Unless you indicate otherwise prior to our sending of the notice, we may send email notices to your last-supplied email address. Notices we send you will be deemed delivered when emailed or otherwise transmitted by us. All notices, approvals, requests or demands you make to Own. App, shall be in writing, and shall be sent by express courier as follows:

NEMO Enterprises Inc.
Address: 16192 Coastal Highway, Lewes, DE 19958-3608
Email: support@iown.app

All Rights Reserved. All rights not expressly granted to you herein are reserved and not waived. We reserve the right to enforce our rights to the fullest extent permitted under the laws of any relevant jurisdiction, including criminal prosecution where available.

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